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The services we provide include:
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In depth analysis of your insurance policy and other related
documents addressing all possible applications of coverages
and limits of liability to maximize your recovery.
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Immediate interfacing with you and your insurance agent.
Assist in decision making as to (i) help evaluate any
alternatives to reconstruction; (ii) consider any means to
mitigate the loss impact upon operations during restoration;
and (iii) efficient handling of continuing and extra expenses,
if such coverages exist, to facilitate a full recovery .
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Immediate interfacing with adjusters from your insurance
company, which contact would continue throughout the claim
process.
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Site inspections by our construction and adjusting personnel
to prepare building replacement estimates, perform engineering
surveys, if necessary, review as-built architectural plans, if
available, take photographs, etc., all of which would be
accumulated and preserved in evidence of the loss. Other
personnel such as accountants and inventory takers would also
be furnished as appropriate.
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Prepare preliminary estimates of the loss (building, contents,
business interruption, etc.) to assist the insurance company
in their establishing a reasonable initial reserve for the
loss and for your forecasting purposes.
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Secure advance monies from the insurance company to permit
restoration to commence as soon as possible and cover
continuing expenses, if applicable.
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Prepare a detailed and well supported claim submission, which
will be reviewed with you prior to its submission.
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Arrange and attend all meetings with your insurance company to
negotiate the settlement of the claim.
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A project management approach is followed in our loss
consulting engagements, which dictates periodic progress
reports to you.
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Stay alert for any potential subrogation recoveries which can
be of significance in the event of uninsured losses.
Subrogation recovery is a third party action against any
potentially responsible party. This nuance can provide a
tremendous leverage in the negotiations of the first party
claim settlement with the insurance carrier.
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Smith
Orloff & Associates
Professional International Insurance Loss Adjusters
800-811-4008 or 610-526-2213 |